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Frequently Asked Questions: Elder Law

How is a nursing home paid for?

There are three ways to pay for a nursing home.  The first is to be a private pay patient, which would cost in the range of $9,000 to $12,000 per month.  Medicare, as set forth above, will pay for the first 20 days in full of nursing home care, if you have gone directly to the nursing home from a three day hospital stay.  During the remaining 80 potential days of coverage, there is a co-payment which will be picked up by your Medicare supplemental insurance, if you have that.  The final way to pay is to qualify for Medicaid benefits.

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